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Decide-in necessary. Account will need to have initial eligible direct deposits, has to be in great standing and have an activated chip-enabled debit card to choose-in. Ongoing eligible direct deposits as well as other criteria implement to maintain eligibility for overdraft security. Only debit card invest in transactions are eligible for overdraft defense and overdrafts are paid at our discretion. We reserve the right not to pay out overdrafts. For instance, we might not spend overdrafts if the account will not be in superior standing, or is just not receiving ongoing eligible direct deposits, or has a lot of overdrafts.
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